South West Region South West regional discussion board.

Collector Car Plates and Insurance

Thread Tools
 
Search this Thread
 
Old 01-16-2010, 11:32 AM
  #1  
Senior Member
Thread Starter
iTrader: (1)
 
birdtojag's Avatar
 
Join Date: Jan 2007
Location: Mesa AZ
Posts: 684
Likes: 0
Received 1 Like on 1 Post
Car: 87 Firebird, 90 bird coming soon
Engine: 355 Chevy Vortec Heads TPI, LT1 inj
Transmission: 700r4
Axle/Gears: 2.77 posi 9-bolt
Collector Car Plates and Insurance

Those of you who put collector car plates and insurance on your cars, how did you go about doing this? I want to do this for my 87 bird, but everything I found so far said the car has to be at least 25 years old. As of now, cars up to 1985 can get a Historical Vehicle plate. I checked out the MVD AZ website and could not find anything that would work with what I have. I don't plan on having my car as a daily driver anymore, but just a weekend fun toy. I wife and I have 2 trucks in the garage and those would be the daily drivers. The car sits at my parents house until I get it fixed, then gets transfered to my sisters house where it will be closer for me to get and drive and do the rest of the body work. Any help would be appreciated. Thanks.

Chris
Old 01-16-2010, 06:38 PM
  #2  
Junior Member

 
procamaro85's Avatar
 
Join Date: Nov 2005
Location: phoenix arizona
Posts: 84
Likes: 0
Received 0 Likes on 0 Posts
Car: 1985 Nascar Budweiser IROC replica
Engine: 358 CI .040 11.88 aluminum heads
Transmission: Muncie 4 speed
Axle/Gears: Moser Axles, Auburn Pro posi,410's
Re: Collector Car Plates and Insurance

Chris, check out http://www.hagerty.com/
You need to show proof of another vehicle as a daily driver, and have a garage, send pic's and your set. Their website explains everything, including a "agreed value policy"...........Frank

Last edited by procamaro85; 01-16-2010 at 06:43 PM.
Old 01-17-2010, 03:33 PM
  #3  
Senior Member
Thread Starter
iTrader: (1)
 
birdtojag's Avatar
 
Join Date: Jan 2007
Location: Mesa AZ
Posts: 684
Likes: 0
Received 1 Like on 1 Post
Car: 87 Firebird, 90 bird coming soon
Engine: 355 Chevy Vortec Heads TPI, LT1 inj
Transmission: 700r4
Axle/Gears: 2.77 posi 9-bolt
Re: Collector Car Plates and Insurance

Well, that takes care of the insurance part, how about getting the plates?
Old 01-17-2010, 05:56 PM
  #4  
Junior Member

 
procamaro85's Avatar
 
Join Date: Nov 2005
Location: phoenix arizona
Posts: 84
Likes: 0
Received 0 Likes on 0 Posts
Car: 1985 Nascar Budweiser IROC replica
Engine: 358 CI .040 11.88 aluminum heads
Transmission: Muncie 4 speed
Axle/Gears: Moser Axles, Auburn Pro posi,410's
Re: Collector Car Plates and Insurance

Not sure about the plates, I don't have historic plates on mine... you have to check with the DMV for that info, but you said your car was a 87 and it needs to be a 1985 and older right?...you might have to wait 2 more years for the plates if the rules are 25 years and older. But the insurance will get you exempt from any emissions though if your car meets the requirements....for me thats the best part, no emissions....Frank
Old 01-17-2010, 06:22 PM
  #5  
Senior Member
Thread Starter
iTrader: (1)
 
birdtojag's Avatar
 
Join Date: Jan 2007
Location: Mesa AZ
Posts: 684
Likes: 0
Received 1 Like on 1 Post
Car: 87 Firebird, 90 bird coming soon
Engine: 355 Chevy Vortec Heads TPI, LT1 inj
Transmission: 700r4
Axle/Gears: 2.77 posi 9-bolt
Re: Collector Car Plates and Insurance

Ok. Thanks. I will look into it more.
Old 01-17-2010, 11:32 PM
  #6  
Senior Member

 
Beater79TA's Avatar
 
Join Date: Aug 2004
Location: Peoria, AZ
Posts: 986
Received 21 Likes on 17 Posts
Re: Collector Car Plates and Insurance

Most insurance companies offer collector car / limited use policies. I get mine through State Farm and they require the car to be at least 20 years old and you have to have another daily driver. hagerty and Grundy are 2 other big names in the business.

Once you have the insurance, the renewal notices will say emissions exempt. You can have any style plate you want on the car though. Historical / antique plates are not required.
Old 01-17-2010, 11:34 PM
  #7  
Supreme Member
TGO - 10 Year Member
 
burnout88's Avatar
 
Join Date: Nov 2003
Location: Somewhere
Posts: 1,629
Received 17 Likes on 10 Posts
Car: 88 IROC
Engine: 305 TPI
Transmission: 700R4
Axle/Gears: 10 bolt 3.73
Re: Collector Car Plates and Insurance

Your car does not have to be 25 years old. You only have to have collector car insurance. You cancel your standard auto insurance and sign up for a collector car insurance policy. Cannot have both. Then you go down to the DMV with a copy of the declaration page from the insurance policy stating the VIN and Car, policy number, and collector car policy at the top. You have to give then a copy and they will update your regristation with the information. The collector insurance company will also notify the DMV electronically that you have a collector car policy. Then at renewal you will no longer receive emission testing notices. There is no special lics. plate.

This is what I did with my 88 IROC and I have a policy with Grundy. It was very easy. http://www.grundy.com/
Old 01-19-2010, 10:03 PM
  #8  
Senior Member
Thread Starter
iTrader: (1)
 
birdtojag's Avatar
 
Join Date: Jan 2007
Location: Mesa AZ
Posts: 684
Likes: 0
Received 1 Like on 1 Post
Car: 87 Firebird, 90 bird coming soon
Engine: 355 Chevy Vortec Heads TPI, LT1 inj
Transmission: 700r4
Axle/Gears: 2.77 posi 9-bolt
Re: Collector Car Plates and Insurance

Any special condition the car must be in for the insurance company? Right now, I need paint on it and get it up and running. The running part will be done after the 30th when I do my head swap. The paint and body work will be done in a slow process. Need a few things worked out for the body, but will look really nice, I hope.
Old 01-20-2010, 05:34 AM
  #9  
Senior Member

 
Beater79TA's Avatar
 
Join Date: Aug 2004
Location: Peoria, AZ
Posts: 986
Received 21 Likes on 17 Posts
Re: Collector Car Plates and Insurance

Both of the cars I have collector coverage on need full resto's. It impacts the overall value but State Farm didn't have issues providing the insurance on them.
Old 01-21-2010, 12:15 AM
  #10  
Junior Member
 
91FirebirdAlex's Avatar
 
Join Date: Oct 2008
Location: Peoria,Az
Posts: 35
Likes: 0
Received 0 Likes on 0 Posts
Car: 1991 Pontiac Firebird
Engine: Carbed LQ4 6.0
Transmission: blew trans up....T56 on the way
Axle/Gears: 9 bolt 3:45's >:)
Re: Collector Car Plates and Insurance

As far as the camaros im sure you need to be 20 years or older. I talked to a guy witha 90 T/A and he said that any firebird owner can get the collector car insurance because they consider them colector cars now since pontiac no longer is around...he didnt tell me much but thats what I understood. correct me if im wrong.

need this insurance to get my exhaust done
Old 01-22-2010, 09:53 AM
  #11  
Supreme Member
TGO - 10 Year Member
 
burnout88's Avatar
 
Join Date: Nov 2003
Location: Somewhere
Posts: 1,629
Received 17 Likes on 10 Posts
Car: 88 IROC
Engine: 305 TPI
Transmission: 700R4
Axle/Gears: 10 bolt 3.73
Re: Collector Car Plates and Insurance

Originally Posted by birdtojag
Any special condition the car must be in for the insurance company? Right now, I need paint on it and get it up and running. The running part will be done after the 30th when I do my head swap. The paint and body work will be done in a slow process. Need a few things worked out for the body, but will look really nice, I hope.
Generally, the condition will depend on which insurance company you choose, but most will insure cars in a "restoration status". Grundy will ask for photos of the car and make the call if they want to insure it. But generally will insure restorable cars.
Old 01-28-2010, 11:11 PM
  #12  
Junior Member
 
1bad71's Avatar
 
Join Date: Sep 2009
Location: north phx
Posts: 43
Likes: 0
Received 0 Likes on 0 Posts
Car: 91 camaro z28
Engine: 350
Transmission: turbo 400
Axle/Gears: 9/bolt
Re: Collector Car Plates and Insurance

i have the collector car ins on my 91 camaro. it is through "american collector car ins" i just called them and they did the policy on the phone. i set it up and payed for it all at the same time.

then they emailed me the policy info and ins cards, the same time. then i printed it out and took it to dmv. all done the same day!

i payed $210 for a 1 year policy. it is full coverage and 0 deductible. with a 11k agreed value for replacment.

they have a link on the email that you send you, for you to send a photo of the car. i just sent one side pic and they never questioned it.

as far as the antique plate. it is dmv that requires the vehicle to be 25 years of age, before they will issue a antique plate. but you can always ask?
Old 02-07-2010, 11:31 PM
  #13  
Junior Member
 
91FirebirdAlex's Avatar
 
Join Date: Oct 2008
Location: Peoria,Az
Posts: 35
Likes: 0
Received 0 Likes on 0 Posts
Car: 1991 Pontiac Firebird
Engine: Carbed LQ4 6.0
Transmission: blew trans up....T56 on the way
Axle/Gears: 9 bolt 3:45's >:)
Re: Collector Car Plates and Insurance

did they say anything about there beeing a age requirment?
Old 02-11-2010, 12:38 AM
  #14  
Junior Member
iTrader: (1)
 
old Phart's Avatar
 
Join Date: Nov 2006
Location: Phoenix, Az.
Posts: 83
Likes: 0
Received 0 Likes on 0 Posts
Car: 1989 IROC
Engine: L98 350
Transmission: 700R4
Axle/Gears: 3.45 posi 1LE
Re: Collector Car Plates and Insurance

American Modern Home Insurance, through Rally Insurance Group. I combined it with another collector car. 1989 IROC, agreed value-$12K, 3,000 miles per year limit, yearly premium-$152. 1-800-801-1823 (renewed 12-09 to 12-10)
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
1992 Trans Am
History / Originality
27
05-10-2023 07:19 PM
customblackbird
Suspension and Chassis
4
08-15-2021 10:16 PM
midge54
LTX and LSX
21
12-27-2019 04:14 PM
MoJoe
Fabrication
14
08-19-2017 07:12 PM
camaro71633
Tech / General Engine
39
09-01-2015 10:24 AM



Quick Reply: Collector Car Plates and Insurance



All times are GMT -5. The time now is 03:21 AM.