Insurance
#1
Insurance
Guys, anyone know if the numbers and codes for a V8 and a V6 are the same? My insurance is charging me more because they just discovered my car is a V8. They told me that the numbers and codes for a V6 and V8 are the same. I have a 1990 IROC 350.
#2
Senior Member
Joined: Oct 2001
Posts: 674
Likes: 2
From: Stevens Point Wisconsin
Car: 1991 Formula
Engine: 350 firebreathing inches of Small Block Chevrolet
Transmission: A 700R4 that has trouble handling the formentioned 350.
No the only thing the Insurance Company goes off of is the VIN. So if you swap a V-8 into a 4cyl. the insurance company will insure your car for less. (However get into a large accident and you could be in trouble for not disclosing all the information about your car).
But the 8th digit of your VIN is the engine code
8 = TPI 350 (Your engine)
F = TPI 305
H = carb. 305 (LG4)
G = carb. 305 HO (L69)
Those are just the ones off the top of my head. The complete listing is on the tech data page.
Hope that helped, Later, Garrett
But the 8th digit of your VIN is the engine code
8 = TPI 350 (Your engine)
F = TPI 305
H = carb. 305 (LG4)
G = carb. 305 HO (L69)
Those are just the ones off the top of my head. The complete listing is on the tech data page.
Hope that helped, Later, Garrett
#3
Senior Member
Joined: Sep 2002
Posts: 762
Likes: 1
From: Long Beach, CA
Engine: 305 TPI (LB9)
Transmission: WC T-5
When I purchased insurance, the only differentiation was between IROC-Z cars and non-IROC-Z cars. Both of my Camaros have V-8's, but the IROC was more expensive to insure (even though both are 305's). I believe they went by the VIN for their determination.
#4
Senior Member
Joined: Oct 2001
Posts: 674
Likes: 2
From: Stevens Point Wisconsin
Car: 1991 Formula
Engine: 350 firebreathing inches of Small Block Chevrolet
Transmission: A 700R4 that has trouble handling the formentioned 350.
Originally posted by drop-top IROC
When I purchased insurance, the only differentiation was between IROC-Z cars and non-IROC-Z cars. Both of my Camaros have V-8's, but the IROC was more expensive to insure (even though both are 305's). I believe they went by the VIN for their determination.
When I purchased insurance, the only differentiation was between IROC-Z cars and non-IROC-Z cars. Both of my Camaros have V-8's, but the IROC was more expensive to insure (even though both are 305's). I believe they went by the VIN for their determination.
Later, Garrett
#5
I was totally open with them. They quoted me one figure and now they are saying that, on their own, figured out my car is a V8 so they need to charge me an extra 30 bucks. They also told me that the numbers or codes for a V6 are the same as a V8??? Thats why they didnt figure it out before.
#6
Senior Member
Joined: Sep 2002
Posts: 762
Likes: 1
From: Long Beach, CA
Engine: 305 TPI (LB9)
Transmission: WC T-5
Originally posted by CamaroFreak406
Yes they both had the 305 but where they both the same 305's ?? (LG4, L69, LB9, LO3). Maybe they are (Insurance companies differ)
Later, Garrett
Yes they both had the 305 but where they both the same 305's ?? (LG4, L69, LB9, LO3). Maybe they are (Insurance companies differ)
Later, Garrett
No, and that was partially my point. The RS is an LO3 ("E"), the IROC is an LB9 ("F"). Apparently, when they run the VIN on their computer, it tells them to charge accordingly...
The V6 and V8 could be charged the same amount if they are not IROC-Z's, the IROC-Z (or 'Z28' in some cases) designation ("F" or "8" engine code) is what kicks the premium up.
#7
Senior Member
iTrader: (10)
Joined: May 2003
Posts: 785
Likes: 0
From: Tampa, Florida
Car: 1987 Chevrolet Camaro Z28 IROCZ
Engine: L98 350, mini ramed and camed
Transmission: T56 6 speed manual
Axle/Gears: 10 bolt 3:73 limited slip
When I got insurance, It was 120 a month nomader what I drove! It was the same for my v8 camaro sports car, as it was for my 4 door 4 cilinder jetta.
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#8
Supreme Member
iTrader: (1)
Joined: Sep 2002
Posts: 2,565
Likes: 10
From: Texas
Car: 1992 Formula Firebird
Engine: 305CID (LB9)
Transmission: World Class T5
Axle/Gears: 10-bolt, 4.10 gears
Total dollar value to replace the vehicle factors in. Also what the car was optioned with. And certain cars fit a certain symbol category. So it's hard to say.
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